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Although this article is for recent college grads, there are plenty of great tips about understanding your credit score and how it works for and against you. For example, did you know that borrowing less than thirty percent of your available credit actually makes your credit score increase? Marilyn Lewis, in her article, 12 Ways for College Grads to Build Good Credit lays out basic steps to growing and maintaining your score as well as diversifying the types of credit you are using. Many believe paying in cash is an important skill to learn but a healthy credit score may be even more useful. So, every once in a while it’s a good thing to pull out the plastic and say, “Charge it.”
Although this article is for recent college grads, there are plenty of great tips about understanding your credit score and how it works for and against you. For example, did you know that borrowing less than thirty percent of your available credit actually makes your credit score increase? Marilyn Lewis, in her article, 12 Ways for College Grads to Build Good Credit lays out basic steps to growing and maintaining your score as well as diversifying the types of credit you are using. Many believe paying in cash is an important skill to learn but a healthy credit score may be even more useful. So, every once in a while it’s a good thing to pull out the plastic and say, “Charge it.”