Do You Need An Accountant For Your Small Business?

Screen Shot 2015-11-12 at 4.47.04 PMAnyone starting their own business knows that keeping costs down is of vital importance.  Alyssa Gregory encourages new business owners to consider twenty-one areas where accountants will make their lives easier.  In her article, Do I Need An Accountant, she provides a useful checklist and summary of items required for new start-ups, such as opening business bank accounts, governmental forms and classification of contractors vs. employees.  In her assessment, knowing when to enlist the help of a professional is key to creating and maintaing fiscal health.

Low-Income Public Housing?

3Studies are finding that many people living in low-inclome, public housing are exceeding the income limits per individuals residing in the home.  Texas has the second highest number of families in the US whose monthly income is over this line.   In some cases these numbers are grossly inflated.  As the article states, trying to remedy this issue has many factors, one being not wanting to evict people for being successful, but this housing is often quite limited and highly sought after.  What would you do in this situation?

High-Income Texans Find Homes in Public Housing

Money Matters

10400709_1117916106937_6450_nReady for your European vacation?  There are so many amazing places to visit and sights to see, but did you know that with these seven simple tips you can make your trip run more smoothly and even save money?  Emma Miller on DailyFinance.com offers some great ideas in her article, Travel Checklist: 7 Money To-Dos to Tackle Before Your Trip.  A must read before your vacation of a lifetime this summer!

Debt Relief Can Be Simple

debt_ball_and_chai_450Ever considered consolidating your debt in order to make it more manageable?  Do you have a list of each of your creditors along with how much you owe?  Or have you ever wondered why you don’t have enough on a monthly basis for all the necessities?  Then this article is for you!  How to Pay off Debt: 6 Steps to Success.  Debt relief is a simple process if you form a plan and stick to it and if you need it, I am always here to help!

They’re Out To Get Me!

Screen Shot 2015-01-29 at 10.00.05 PMThin Mints, Samoas, Do-si-Dos, Lemonades… Whatever your favorite, the girls seem to be at every store, down every street and even on college campuses.  The Girl Scout cookie sale in Texas ranges from January to early April and during these months, they are out in force.  How many times have you heard, “Would you like to buy a box of Girl Scout cookies?” in the last week?  Ever wonder where the money goes and just how much each troop makes for standing in the cold day after day, hocking the devilish delights?  It’s actually a pretty good deal for all, with incentives such as a free week of summer camp and troop bonuses based on number of boxes sold.  Even though this is an old article, it explains the process of cookie money allocation very clearly and shows how the money stays in the area.  So, next time you’re out and about, be sure and “buy local.”

Girl Scout cookies by the numbers: Just where do all those dollars go?

Say What You Will, Grandchildren Are A Blessing

DSC06693According to a recent study from American University, women are prone to quit working and help with childcare when their children have babies.  This is a trend that began to grow in 2008 and has increased since.  The author appears to think this trend has a negative effect on the financial outlook for these families when the women retire “early.”  But what about the health and happiness benefits of grandchildren or the fact that a few less years in a high stress job might add to your lifespan?  Possibly we should all take a breath and remember that money isn’t everything.

How Grandchildren Botch the Best-Laid Retirement Plans

Governmental Step Child?

Total-Tax-Insights-CalculatorWhat do you feel when I say IRS?  They rank about like Biblical tax collectors in most circles and after their scandalous conference spending along with $2.8 million in bonuses to tax-delinquent employees, it stands to reason.  But another spending cut for the IRS may worsen the already growing issues in the areas of enforcement and customer-service functions that have occurred since the last reduction in funds.  I mean, who enjoys listening to hold music for an hour just to find out how to properly complete section T-1 on Tax Form IDK WUM 44EZ?

Analysis: Spending bill’s IRS cuts could harm tax enforcement

Close to Retirement? Questions to Ask Now

Health Insurance 3d concept illustration

 

 

Do you know at what age you will become eligible for medicare?  What is your sign-up       window, and can you defer enrollment if you are still working and covered by an employer insurance plan?  Turns out, knowing these answers is very important and may save you a good deal of money in the long run.

 

Ten Tips for Advising Clients About Medicare

Accommodate Your Budget

HOTEL_2323685bIt’s almost the end of summer.  Time for a last minute trip?  We always talk about making our money work for us, so Seth Kugel offers a detailed list of suggestions for getting a hotel room at the absolute, best price.  Through these seven simple steps, he assures that you’ll end up with a four-star experience at a two-star price.

nyti.ms/1nsVkuT (7 Steps to a Cheaper Hotel Room)