Ever considered consolidating your debt in order to make it more manageable? Do you have a list of each of your creditors along with how much you owe? Or have you ever wondered why you don’t have enough on a monthly basis for all the necessities? Then this article is for you! How to Pay off Debt: 6 Steps to Success. Debt relief is a simple process if you form a plan and stick to it and if you need it, I am always here to help!